Terms and Conditions of Use

Banco do Estado do Sergipe S.A. does not guarantee that the instruments and materials contained, used and offered on this website are precisely updated or complete, and it will not be liable for any loss caused by content errors or equipment failure.

Banco do Estado do Sergipe S.A. is not liable, whether expressly or implicitly, for undue use of information, instruments, materials available and/or equipment used in this website, for any purposes whatsoever, by any user, the latter being entirely liable for any violation to his/her own rights and the rights of third parties, whether or not caused by said undue use.

Banco do Estado do Sergipe S.A., its officers or employees will by no means be held liable for any direct or indirect, special, incidental or consequential damage, loss or expenses arising from connection with this website, or use of part of it, or inability to use any part of it, or regarding any performance failure, error, omission, interruption, defect or delay in its operation and transmission, computer viruses, or failure in the line or system, even if Banco do Estado do Sergipe S.A. or its representatives are informed about the possibility of such damage, loss or expenses.

The proper provision of all Internet resources, without exception, is the entire responsibility of website users.

Banco do Estado do Sergipe S.A. is not liable for content of other websites (a) whose addresses are available on the pages of this website; or (b) where the address of this website is available. Banco do Estado do Sergipe S.A. does not guarantee the refund of any losses caused by the websites referred to in this item.

For further information about the exchange of messages between users and Banco do Estado do Sergipe S.A. on the Internet, please see our Privacy Policy.

Before making an investment decision, the potential investors should carefully consider, in the light of their own financial condition and investment objectives, the information available on this website and, particularly, analyze all Risk Factors.

Confidentiality of Users’ Information

Banco do Estado do Sergipe S.A. reserves the right to improve the functionalities of this website as a result of analyses and consolidation of information and suggestions collected, and opportunities arising thereof for all website users. For further information on the use of the information collected on this website, please see our Privacy Policy.

Banco do Estado do Sergipe S.A. occasionally makes forward-looking statements, estimates, intentions and pretensions that are subject to risks. Any forward-looking statements and estimates, intentions and pretensions involve risks and uncertainty. Several important factors considered in forward-looking statements and estimates may be changed. As a result, actual results may be substantially different from those contained in said statements declarations and estimates, and intentions and pretensions may not materialize. These factors include, among other:

• the direction of future operations;
• the implementation of operational strategies, including current or potential acquisitions, joint ventures, and other investment opportunities;
• the implementation of the financing strategy and investment plans;
• the use of tax losses of our subsidiaries;
• factors or trends that affect our financial condition, liquidity or results of operations;
• the implementation of the measures required as per the concession agreement signed with the Brazilian government.
  Any caveats regarding forward-looking statements also include information about possible or presumed results of operations, as well as statements preceded or followed by, or that include the words “believes,” “may,” “will,” “continues,” “expects,” “predicts,” “intends,” “plans,” “estimates” or similar expressions.Forward-looking statements and information are not a guarantee of performance. Since they relate to prospective events, they involve risks, uncertainties and assumptions and, thus, depend on circumstances that may or may not occur. Prospective results and the value for shareholders may significantly differ from those expressed or suggested in our forward-looking statements. Many factors that will determine these results and values are beyond the ability of Banco do Estado do Sergipe S.A. to control or estimate them. Investors are advised not to place undue reliance on any forward-looking statement. Investors must understand that, in addition to the factors discussed above, the following material factors, among others, may affect the future results of Banco do Estado do Sergipe S.A., or be significantly differ from those contained in such forward-looking statements:

• General economic conditions in Brazil, such as economic growth indices, variation in exchange rates or inflation;
• General social and political conditions in Brazil;
• Government intervention that may result in changes in the economic, tax, tariff or regulatory environment in Brazil;
• Sector conditions, such as the extent of the demand for services, the intensity of competition, pressure on prices, introduction of new services by the Banco do Estado do Sergipe S.A. or its rivals, changes in technology and in the ability to obtain equipment from suppliers uninterruptly and at reasonable prices, and the financial conditions of our customers; and
• Operational factors, such as the continuous success of our marketing actions, operational and technological activities, and, consequently, the achievement of efficiency levels.

Unless otherwise stated, all content included on the pages of this website, such as information, materials, instruments, page organization, charts and drawings, is the property of Banco do Estado do Sergipe S.A. or of third parties who legally assigned use rights to the Bank.

Note: By accessing this website and its pages, users are deemed to have automatically accepted the Terms and Conditions provided for herein. Thus, in the case that you do not agree with all Terms and Conditions above, please interrupt your browsing or public queries on the pages of this website.