We give below the key policies implemented and in use by Banese,

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Pursuant to articles 43 and 44 of our Bylaws, shareholders are entitled to receive, semi-annually, the mandatory minimum dividend equivalent to 25% of adjusted net income, which may be paid monthly, quarterly, semi-annually or annually, as per a proposal by the Board of Executive Officers approved by the Board of Directors, subject to approval by the Annual Shareholders’ Meeting. Interest on equity may also be paid to shareholders, which will be imputed to the mandatory minimum dividend.